From Sofa to Smartphone: Tenants’ Contents Insurance That Protects What Makes Your House a Home
Your landlord’s insurance won’t protect your possessions - but our market leading tenants’ contents insurance will. Discover how Cope & Co. and Goodlord Protect help renters safeguard what matters most, from furniture to tech, ensuring peace of mind and financial security in every home. Accidents happen - they don’t have to cost you!
The average UK property contains over £25,000 worth of personal possessions, yet for most renters, none of that is covered by their landlord’s insurance.
From your laptop and furniture to treasured keepsakes and clothing, it’s easy to underestimate the value of what you own - until something unexpected happens. That’s where Tenants’ Contents Insurance steps in, offering peace of mind when life takes an unpredictable turn.
At Cope & Co., we understand that home is about more than bricks and mortar. It’s about security, comfort, and confidence. That’s why we partner with trusted providers like Goodlord Protect to offer comprehensive contents and liability insurance designed specifically for tenants. It’s an extra layer of protection that’s affordable, flexible, and built around your lifestyle.
Why Tenants’ Contents Insurance Matters
Landlords’ insurance policies are designed to protect their property, not your belongings. If a fire, flood, or burglary occurs, your furniture, electronics, or personal items could be at risk. Without a dedicated policy, replacing these essentials could become an overwhelming financial burden.
A contents and liability policy helps you recover faster. Not only does it cover damage or loss due to fire, theft, or vandalism, it can also include protection for accidental damage to your landlord’s fixtures and fittings, a safeguard that could save your security deposit. With flexible cover limits and payment options, it’s a simple way to protect what matters most.
What Does the Policy Include?
Goodlord’s tenants’ contents insurance offers a wide range of benefits to suit different lifestyles and budgets. Among the highlights:
✅ No upfront costs and flexible payment dates
✅ Bespoke cover amounts tailored to your quote
✅ Protection against fire, theft, malicious damage, vandalism, storm, flood, and escape of water or oil
✅ Visitors’ belongings covered up to £1,000
✅ Standard accidental damage cover for electronics and more
✅ Alternative accommodation expenses up to £10,000
✅ Tenants’ liability cover up to £10,000 per incident
✅ Optional contents cover outside the home for up to 90 consecutive days
✅ Optional legal expenses cover up to £100,000
In other words, you’re covered from more angles than you might expect, even when you’re not at home.
Designed for Real Life
Every tenant’s situation is unique, which is why flexibility is built into the policy. You can choose from:
🔹 Combined contents and liability insurance, offering all-round protection
🔹 Standalone liability cover, ideal if you want to safeguard your deposit against accidental damage
🔹 Optional add-ons, including full accidental damage or contents-away-from-home protection
Plus, all items are replaced on a new-for-old basis (with reasonable allowances for clothing), meaning you won’t be left short if you need to make a claim
Your policy covers everyone listed under your tenancy agreement — and your Goodlord insurance journey is completely digital, allowing you to get set up in minutes once referencing is complete.
Peace of Mind for Every Tenant
When you rent, you shouldn’t have to worry about life’s “what-ifs.” Whether it’s a leak from the flat upstairs, a burst pipe during winter, or an accidental spill on your landlord’s carpet, the right policy ensures you’re financially protected. It’s not just about replacing items, it’s about preserving your comfort and continuity.
At Cope & Co., we see contents insurance as more than a product; it’s a partnership in protection. It shows foresight, responsibility, and care. Three values that align with our mission to help tenants and landlords alike feel secure and supported throughout their property journey.
How to Get Covered
Once your referencing process is complete, purchasing this insurance through Goodlord is simple. You can select the cover type that suits you best and complete the process online as part of your move-in journey. It’s protection that’s fast, fair, and fully transparent - exactly as it should be.
Ready to protect your peace of mind? Talk to the Cope & Co. team about tenants’ contents insurance today.
